PRIVACY NOTICE: When you visit this website we collect your browsing activities on our site and use that information to analyze and research improvements to the website, and to our products and services. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Many factors affect your FICO Scores and the interest rates you may receive. Equifax Credit Report is a trademark of Equifax, Inc. Learn moreįICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Your lender or insurer may use a different FICO ® Score than the versions you receive from myFICO, or another type of credit score altogether. All rights reserved.Īll FICO ® Score products made available on include a FICO ® Score 8, and may include additional FICO ® Score versions. GS' early reluctance to expand quickly in the consumer card market arguably implied it was interested in following AmEx's early path in focusing on "prestige" and "exclusivity" - in which case one would have expected GS to partner with Bugatti instead of GM.Ĭopyright ©2001- Fair Isaac Corporation. Just an observation that GS is clearly interested in broadening its market reach. But no one would argue that the "prestige" of Samsung's brand equals the "prestige" of Apple's brand. It is true GM makes some high-end products, just as Samsung makes some high-end phones. GM cars are far more analogous to LG and Samsung smartphones than iPhones and Apple Watches and iPads. The stratum occupied by Apple devices in the consumer electronics market is analogous to the stratum occupied by Benzes and Porsches and Bugattis in the automobile market. Based on your 2nd sentence, are you insinuating that individuals who own any type of GM-branded automobiles are not considered 'upscale' enough for GS market segment? You do realize that GM also has several brands that include Cadillac and Buick in the upper 'upscale' segment. They have also acquired the GM BuyPower portfolio from Capital One, which will be eventually transitioned. This would be their second CC partnership. Aren't those cards kind of, well, not typically associated with the kind of "upscale" market segment that (say) the Apple Card is associated with? Wonder what enticed Goldman to dive into the world of car rewards cards. Will this card be Goldman's second CC, after the Apple Card?
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